ShopFunding Group · Business Financing
Every business has a next move.
Let's fund the right one.
Maybe it's a second location, the machine that doubles your output, or finally buying the building you rent. Whatever is next, the right capital — used well — gets you there sooner. We find the lowest-cost option your numbers actually support, with decisions typically within 24 to 48 hours.
Why owners call us
Capital is a tool. We help you pick the right one.
Every owner we talk to has something on the list: a hire, a machine, a lease, a slow season to get through, a partner to buy out. Plenty of it is personal, too — the weekend you finally take off because payroll isn't keeping you up, or the business you want to hand to your kids someday. Capital that fits helps you get there; capital that doesn't holds you back. Getting that fit right is the whole job, and we love it.
How it works
Straight talk, start to finish.
Send a short application and your last four months of business bank statements. We read them the way a lender does, then come back with real options — what each one costs and what it's good for. If the numbers don't support a deal yet, we'll tell you that too, and what would change it.
- A quick application and four months of bank statements
- No credit pull until you choose a specific offer
- One person with you from the first call to funding
What we fund
The right capital for the move you're making.
Most owners need one of four things. The trick is matching the product to what the money is for, so it pays for itself instead of weighing on you.
Revolving Lines of Credit
Money on standby. Draw it when you need it, pay interest only on what you use, and it's ready again once you pay it down.
Learn more →Business Term Loans
A set amount on a set schedule, built for the project with a clear payoff.
Learn more →SBA Loans
Some of the lowest rates and longest terms a small business can get, when time is on your side.
Learn more →Commercial Real Estate
Buy the building, refinance to a better rate, or put your equity to work.
Learn more →Equipment Financing
The equipment secures the loan, so the machine can help pay for itself.
Learn more →Bridge Financing
Short-term capital with a clear exit, for when the bigger money is on its way.
Learn more →